LIFE INSURANCE CLAIMS

Life Insurance Claims

A person is filling out a life insurance form with a pen.

Losing a loved one is incredibly traumatic, and the pain is only heightened when an insurance company claims that your life insurance policy is missing or was “cancelled.” You might wonder why a firm known for handling storm damage claims also represents life insurance claims. The answer lies in our expertise in first-party litigation. Unlike third-party claims—where you pursue someone else’s insurance—in first-party litigation, you are fighting your own insurance company.

Life insurance claims are first-party claims too.  We represent the estate of the decedent and/or the beneficiary in cases where life insurance benefits have been unfairly denied. The same legal principles we use in storm claims—such as breach of contract, bad faith, and deceptive practices—protect policyholders when life insurance benefits are withheld. In most states, including Texas, insurance companies are bound by a statutory and common law implied covenant of good faith and fair dealing. When this duty is violated, it can give rise to a valid bad faith claim.

Examples of life insurance issues we handle include:

• Policies set to autopay that cancel without proper notice

• Policies that seemingly vanish when a decedent passes, with claims of prior cancellation

• Unexplained changes in coverage limits without proper documentation of such a request from     the decedent


Our firm has successfully litigated cases such as the above and more.

Contact Storm Counselors at The Corona Law Firm today for a free consultation and discover how our first-party expertise can make a difference in your life insurance claim.

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